Describes how alcohol and drug addiction affect the whole family. Explains how drug abuse treatment works and how family intervention can be a first step . Alcohol and drug addiction · Drug-free workplace helpline · Substance abuse Alcohol and drug addiction occurs in the best families Describes how alcohol and drug addiction affects the whole family. Discusses how drug abuse treatment works, how family interventions can be a first step towards recovery, and how to support children in families affected by alcohol and drug abuse.
Blue Cross Blue Shield (BCBS) is a nationwide health insurance. In Florida, BCBS is branded as Florida Blue and provides health insurance for people who live in the Sunshine State. Depending on your plan, Florida Blue can cover at least part, if not all, of addiction treatment costs, including medical detox, inpatient rehab, and outpatient rehab. If you are a Florida Blue member seeking addiction treatment, you’re on the right track.
Florida Blue is an independent licensee of the Blue Cross Blue Shield Association (BCBSA) and has been offering health insurance to Floridians for over 75 years. 3 Today, Florida Blue is the largest health insurer in the state and serves over 5 million members. 3 The company’s mission is to help communities and people in Florida achieve better health. To this end, Florida Blue offers a wide range of coverage options, including business, independent, and medicare plans. Yes, as a member of Florida Blue, the cost of drug and alcohol treatment (e.g.. The cost of addiction treatment can vary widely, depending on a variety of factors, including the type of treatment, the rehabilitation facility you choose, and the length of your rehabilitation period..
To learn more about addiction treatment and coverage for Florida Blue, you can call the number on the back of your insurance card to speak with a Florida Blue representative who will walk you through the details of your plan and how addiction care coverage. Rehab can help treat alcohol addiction, illegal drugs like cocaine and heroin, prescription drugs, and more. Addiction treatment, however, is not “one size fits all.”. There are different types of addiction treatment.
Your treatment continuum depends on several factors, including what substances you use, how long you use them, and whether you have a mental disorder such as anxiety or depression at the same time.. The exact amount of insurance coverage for these treatments may vary depending on what type of Florida Blue plan you have. You may be responsible for paying some out-of-pocket costs for treatment, such as. B.. Speaking in advance with a Florida Blue representative or the American Addiction Center’s admissions navigator can help ensure you know exactly what you’re responsible for..
In addition to treating substance use disorders, the Affordable Care Act (ACA) obliges health insurance companies to cover behavioral health care (e.g.. This means that Florida Blue covers part, if not all, of the costs of mental health and dual-diagnosis treatments that members access. 5 Statistics show that about 50% of all people who struggle with a substance use disorder also have a co-occurring mental disorder such as anxiety or depression, 6 When a person suffers from a substance use disorder and a co-occurring mental disorder, it is called a “dual diagnosis”. American Addiction Centers has rehab facilities in the United States that treat drug and alcohol addiction.. If you have a Florida Blue insurance plan, the following institutions accept this insurance for drug and alcohol addiction rehabilitation.
Keerthy Sunder, MD, DFAPA While no two people suffer from addiction in the exact same way, there are a few warning indicators that you need help. If you experience the following symptoms in a family member or yourself, you may need professional treatment in rehab. If you or a family member is dealing with these issues and Blue Cross Blue Shield in Florida is your insurer, you can cover all or part of the rehabilitation costs as part of your policy. Florida Blue policies allow individuals to get help with substance abuse.
The state’s Blue Cross Blue Shield guidelines include a few different plans that help achieve a longer-term recovery.. Accurate coverage for substance abuse disorders is a factor of your or your family member’s individual insurance details and personal needs.. Florida Blue provides health insurance services and products to Floridians in the millions of dollars, as well as to millions of other Americans in a few other states.. The company’s health insurance companies provide protection for individuals and groups with HMO, PPO, supplement, and compensation policies.
Florida Blue is a member of GuideWell, a non-profit mutual holding company. It is a completely independent licensee of Blue Cross Blue Shield. In the past, medical professionals believed that addiction was due to moral weaknesses linked to personality deficiency.. Further research into addiction treatment has shown that this assumption is wrong..
Today, we understand that addiction is a chronic illness instead.. It can be treated in the same way as heart disease and diabetes. Addiction works on the frontal cortex of the brain. It reconfigures how individuals process pleasure and reward.
Such a change in brain function worsens with continued use with increasing physical dependence on the substance.. The most effective way to defeat this disease is professional treatment to the rehabilitation facility.. It allows you to manage addiction symptoms so that a victim can hope for a sober and happier future.. The most important part of starting rehab is to focus on recovery..
Those addicted to rehab while suffering financial burdens that cause stress are more likely to have difficulty in rehab or relapse.. This is especially the case when many people have to miss school or work to recover, adding more stress to a difficult situation.. Customers can better focus on their recovery and improve when treatment costs are fully or partially covered. In most cases, Florida Blue policies will pay you a defined deductible before coverage pays off for substance abuse treatment.
It’s important to know that some of the plans also require co-payment or co-insurance.. Florida Blue guidelines range from bronze to platinum.. With the Bronze and Silver policies, they offer coverage that includes higher out-of-pocket costs for treatment.. The higher prices result from a higher deductible with a lower cover amount for rehab, which falls under the umbrella of mental disorders..
Those who have gold or platinum policies get coverage that pays a larger percentage of the cost but includes higher monthly premiums.. With most Blue Cross Blue Shield policies in Florida, treatment costs more than intra-network therapy due to co-insurance rates. Outside the network, rehabilitation centers usually estimate a higher proportion of treatment costs up to the maximum out-of-pocket amount. Most of these policies have a set co-payment amount for on-network treatment, while they may charge 50 percent as co-insurance to attend an off-network program..
There are restrictions in Florida Blue policies that depend on plan details.. You should research your policy to see how much this different total coverage amount is in your particular policy.. It is also true that some rehabilitation programs come with higher cost shares and costs compared to other treatment programs they offer.. Detoxification involves flushing the body from its chemical dependence on drugs or alcohol..
It is an important first step in most rehab treatments.. For some patients, detoxification can take days to weeks to complete successfully, depending on how severe the addiction was.. During detox, many recovering addicts experience a variety of unpleasant symptoms, including anxiety, nausea, tremors, fever, seizures, and others. Experts recommend medically supported detoxification for safety reasons.
Doctors can make sure you are safe during the process and can prescribe medication to reduce symptom severity.. When you choose your treatment type, you can plan costs out of pocket that your insurance policy may not cover.. If you or a family member needs rehab treatment, you don’t have to pay these costs alone to join a program. The treatment costs should not stop you.
Call today to learn how Florida Blue rehab coverage can help you. Get answers to frequently asked questions Our addiction professionals can help you or your loved one find the right facility for your situation.. Addiction treatment services proudly support: We strive to be completely transparent in all of our relationships.. To this end, we want you to be aware that addiction treatment services are compensated by Phoenix Behavioral Healthcare for the work that addiction treatment services do in developing and operating this website..
Phoenix Behavioral Healthcare has been carefully vetted and selected as a trusted provider and partner of addiction treatment services due to the quality of the treatment it provides and its rigorous commitment to ethical practices. As mentioned above, Blue Cross Blue Shield from Florida drug treatment providers follow ACA guidelines so you can treat both conditions at the same time. You shouldn’t have to struggle with drug or alcohol addiction on a daily basis if you are ready and waiting for help.. There are many factors to consider, including how far you travel for treatment, how long you will stay in treatment, and how you will cover treatment costs..
Fortunately, the Florida Center for Recovery (FCR) is one of only three rehab locations in Florida that have My Blue insurance. Rehabs that accept insurance coverage from both Ambetter and Florida Blue largely cover the cost of in-network treatment. American Addiction Centers support people struggling with addiction on their recovery path. The Recovery Village national network of centers provides comprehensive treatment and therapy to help you build a life based on the principles of self-esteem and sobriety..
PHP patients live at home, but continue to receive treatment in a rehabilitation center about five times a week.. Whether you live near BCBS in Florida rehabilitation centers or plan to travel to a rehabilitation center, you may be wondering how long you’ll stay. Therefore, there is no better addiction treatment center in the state of Florida where you can claim the health insurance benefits. Likewise, Blue Cross Rehab Platinum plans typically offer both in-network and certain off-network drug or alcohol treatment programs with a co-insurance payment.
Blue Cross Blue Shield of Florida Drug treatment insurance programs can cover some or all of the costs of drug abuse rehabilitation.. It’s best to contact Blue Cross Blue Shield and determine what coverage options you have, especially since pre-authorization is required in most of these situations..